There are so many options out there in the lending world. You have online banks, brick-and-mortar banks, and non-depository institutions like us. How do you know which one is right for you?

There are different factors to consider, such as rates, fees, and services. Without going from bank to bank to bank, how do you establish that? Let’s examine your options.

With an online bank, you’re a one-time client for them. After your business is completed, they’re not thinking about you ever again, so they don’t have the motivation to service you properly and make the process as easy as possible.


With brick-and-mortar banks, their end goal is to make you a customer so they can sell you additional products like car loans, IRAs, bank accounts, etc.

With non-depository institutions like us, our goal is to create that continual referral source by providing outstanding customer service, great rates, low fees, and making the mortgage process as easy as possible.

If you have any questions or are in need of a great lender, please don’t hesitate to give me a call or send me an email. I look forward to helping you!